Case study: 'It doesn't make financial sense to work in primary care'

An MDU GP member who wished to remain anonymous shares how rising indemnity costs are affecting his practice and forcing him to consider other career options.

'I qualified as a GP six years ago and have always enjoyed providing care and treatment to patients. But every year I receive my medical defence renewal letter and am shocked by the cost.

'Three years ago I made the difficult decision to stop working as an out-of-hours GP due to the rising cost of indemnity. I'm now considering whether it is possible to carry on working in general practice in the UK at all.

'I have looked at relocating to the Middle East so that I can continue to care for patients, but this would be a big decision to make and a huge upheaval with two young children who are happy and settled in school.

'I have also considered leaving medicine altogether and have looked into other career options, such as setting up my own private taxi company. I would be sad to do this, as medicine is my passion, but if indemnity fees continue to rise it may be that I have no choice.

'It feels like I am being forced out of my work caring for patients. It just doesn't make financial sense to work in primary care anymore.'