As an MDU member you can practise with confidence

We are a not-for-profit organisation dedicated to our members' interests. We are the market leader for medical defence in the UK.

We offer you expert guidance, personal support and a robust defence if your clinical competence or care of patients is questioned.

Our team is led and staffed by doctors with real-life experience of the pressures and challenges faced in practice.

We have an unmatched track-record of helping members overcome the challenges which could threaten their livelihood.

You can practise with confidence because we are on your side, and by your side.

This is your guide to MDU membership. It describes the main benefits and responsibilities of membership.

Benefits of membership

We are not an insurance company. If you ask us for assistance or indemnity, this may be provided, at our Board of Management’s discretion, under our Memorandum and Articles of Association.

The benefits we provide for this period of membership are on an occurrence basis which means you can ask for our assistance as long as you are (or were) our member at the time the incident happened. This applies even if you are no longer a member or have retired or stopped practising. Your estate can even ask for our help after your death.

Please note primary care members in England and Wales who have been on Transitional Benefits membership have specific conditions applying to that period of membership which is covered here.


Assistance: Support we provide, which can include legal advice and legal representation.

Indemnity: Compensation we can provide for you to pay damages for clinical negligence.

Mutual fund: Money we collect in the form of members' subscriptions which we hold to defend our members and provide other membership benefits.

Special provisions: Where your access to our benefits of membership is tailored to your individual practice.

Vicarious liability: When you are legally responsible for the acts or omissions of people who work for you.

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