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For professional indemnity claims arising from work done under NHS primary care contracts in England or Wales.
We can defend you against claims that arise from the normal practice of clinical medicine in the UK under NHS primary care contracts in England or Wales.
We will not settle a claim unless you agree. Where it is appropriate that patients are compensated, we aim to do so quickly and efficiently. If you face a claim arising from a period of Transitional Benefits Membership, we can help you with:
Please refer to more information about your membership and scenarios when we are unlikely to provide support.
You might wish to take a career break, for example for parental or family leave purposes. In order for you to continue to be able to request assistance with professional indemnity claims arising from NHS primary care contract work in England or Wales, you will need to keep your membership in place, renewing it if you pass your renewal date.
You may need to continue to pay a subscription although it is likely to be at a reduced rate as you will not be treating patients. Please tell the membership team
before starting your break and when you return to work.
If during the period we are providing Transitional Benefits for claims you retire from practice or leave the MDU, or die, you (or your personal representatives) can still receive assistance with existing and new claims arising from incidents which occurred during the period of Transitional Benefits membership, in relation to work you were doing under an NHS primary care contract in England or Wales, as long as you apply for and are granted Extended Benefit Rights.
You (or your personal representatives after your death) can apply for Extended Benefit Rights by contacting the membership team. In some circumstances an additional subscription may need to be paid.
Extended Benefit Rights provide an ongoing right to request, or continue to receive assistance from the MDU, when you are no longer an active Transitional Benefits member, for claims arising from a specific incident which happened during a period of Transitional Benefits membership in relation to work you were doing under an NHS primary care contract in England or Wales.
Applications for Extended Benefit Rights must be made before you leave Transitional Benefits membership or up to 30 days after the date on which your membership ended. After your death, your personal representatives have 30 days to apply for Extended Benefit Rights once probate or letters of administration are granted.
The granting of Extended Benefit Rights in relation to a period of Transitional Benefits membership, relating to work you were doing under an NHS primary care contract in England or Wales, rests at the discretion of the Board of Management of the MDU.
If you apply for, and the MDU grants, Extended Benefit Rights, no additional subscription will be necessary in the following circumstances:
In all other circumstances an additional subscription will need to be paid. Extended Benefit Rights will be renewable annually with a further subscription payable each year until a state-backed indemnity scheme is introduced which covers claims arising from the period of Transitional Benefits membership.