Extended Benefit Rights explained

Extended Benefit Rights allow you to continue to report new claims and to continue to have access to assistance with claims already made arising from incidents occurring during a period of Transitional Benefits membership, relating to work you were doing under an NHS primary care contract in England or Wales. Even if you have subsequently retired from practice or left the MDU.

Extended Benefit Rights:

  • would need to be purchased and renewed on an annual basis until such time as a state-backed scheme is introduced
  • are likely to cost between £500 and £1,500 per year for those leaving during the first year of Transitional Benefits membership depending on the type of work a member has been doing
  • may be higher for those leaving during a second year of Transitional Benefits membership, should the state-backed indemnity scheme not have been introduced by then.

Members retiring at or after the normal retirement age for their NHS pension scheme will not be charged for Extended Benefit Rights. In the event of your death while in a period of Transitional Membership, your personal representatives will not be charged for Extended Benefit Rights.

What happens if I retire (before normal NHS retirement age) or leave the MDU after a period of Transitional Benefits membership and do not buy Extended Benefit Rights?

If you do not purchase Extended Benefit Rights in these circumstances, you should not expect to receive any further assistance or indemnity with claims already being handled by the MDU arising from incidents occurring during a period of Transitional Benefits membership, relating to work you were doing under an NHS primary care contract in England or Wales. And you would not be able to report any new claims arising from incidents that happened during a period of Transitional Benefits membership relating to work you were doing under an NHS primary care contract in England or Wales.