What does this mean for you? - The MDU
No region set
Customise for: No role selected

If you choose to customise the site it will help you to find the most relevant content for your needs. You will still be able to access all content on the site.

General practice Consultant or specialist FY or training grade Hospital doctor Medical student No customisation

Medico-legal helpline

0800 716 646

What does this mean for you?

Under pressure

What does a change to the discount rate mean to you?

If the government does not provide the promised financial support soon, effectively they will be leaving it to you to pay the cost – regardless of how unaffordable this is.

To illustrate the effect on claims, we have taken three settled cases.

GP case 1 

Age at settlement: 42

Life expectancy of 17 years
Was settled for £7.45 million

Would now be settled for £10.82 million

Increase of £3.37 million (45%) 
 GP case 2

Age at settlement: 14

Life expectancy of 50 years
Was settled for £8.4 million

Would now be settled for £17.5 million

Increase of £9.1 million (108%)
 GP case 3

Age at settlement: 8

Life expectancy of 46 years
Was settled for £9.85 million

Would now be settled for £15.65 million

Increase of £5.8 million (59%)

A large increase in GP indemnity subscriptions is simply not affordable.

GPs are under more pressure than at any time in the history of the NHS, struggling against increasing demand, limited resources and unprecedented financial pressures.

Any further increases in subscriptions to fund this sudden change in the discount rate is simply unaffordable for GPs.

What is the MDU doing about it?

From the beginning, we have opposed this change and we have been lobbying government.

We continue to work with government, but the clock is ticking. 

Claims, grossly inflated by the change in discount rate, are being settled now. If they do not provide the promised financial support soon, effectively they will be leaving it to you to pay the cost, regardless of how unaffordable this is. 

This is why we need you to get involved and make your voice heard.

What can you do about it?

We have detected you are in and some website content may have been personalised to be more relevant to you.
You can change your region setting here or at the top of the page.

change now Close