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27 June 2018
Around three quarters (73%) of 404 GPs taking part in a Medical Defence Union (MDU) survey* about indemnity costs say the MDU's introduction of Transitional Benefits membership with reduced priced subscriptions has improved the prospect they will continue working.
The great majority of GPs responding to the survey also felt positive or very positive about their personal (87%) and practice (76%) finances as a result of reduced indemnity costs.
While about half of GPs also said the reduced costs support them to recruit more staff (55%), take on additional sessions (50%) and delay their retirement (48%).
The MDU has introduced Transitional Benefits membership, with around 50% savings on indemnity subscriptions for GPs working in England and Wales. This follows government commitments to introduce state-backed indemnity for GPs and primary healthcare staff in those areas from April 2019.
Comments from GPs about the MDU's reduced subscriptions included:
Dr Christine Tomkins, MDU chief executive, said:
'It's great to hear that our decision to support GPs with affordable indemnity costs is having a beneficial impact on our members. The vast majority of GPs who responded to our survey felt positive about staying in practice and supported with personal and practice finances because of the reduced costs. This is good news for them and their patients.
'We know from our own research that before our subscription reductions, indemnity costs were becoming unaffordable for our members, forcing many to consider leaving practice or giving up certain types of work. The introduction of Transitional Benefits reflects the MDU's ethos of adapting to meet the changing needs of the medical profession.
'In the meantime, our negotiations continue with the English and Welsh governments about the details of the state-backed indemnity schemes. We believe that as well as dealing with future claims, the schemes will also need to meet the cost of historic liabilities which include incidents that have occurred but a claim has not yet been notified and notified claims that have not yet been settled. This happened when NHS indemnity was introduced for hospital doctors in 1990 and it would be fair and appropriate to do the same for GPs.'
See an infographic of the main results from the MDU's survey here.
*The MDU surveyed GP members in England renewing their membership on to Transitional Benefits membership between January and May 2018.
This guidance was correct at publication 27/06/2018. It is intended as general guidance for members only. If you are a member and need specific advice relating to your own circumstances, please contact one of our advisers.
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