Frequently asked questions

How to calculate a session

Your subscription is based on the amount and type of work that you do.

If I call the medico-legal advice line will it affect my subscription?

The MDU wishes to dispel the myth that MDU members could be disadvantaged if they contact our 24 hour medico-legal advice service.

Online subscription payments

UK members can pay subscriptions online. Here we answer some common questions.

What are reasonable practice expenses?

Allowable expenses are the same as those declared in your tax return.

I am trying to register with the National Performers List (NPL) as a fully qualified GP, but there has been a delay in processing my application. Will this affect my indemnity?

The MDU has been contacted by a number of doctors concerned about administrative delays in the processing of NPL applications by Capita.

Staying safe online

Our website uses 128bit encryption. This means that all your details are transmitted to us securely. You can check if you are in a secure environment by looking for either a locked padlock icon or https in the website address field.

What causes subscriptions to increase?

We've seen a year on year increase in both the number of claims and also the cost claims. We've also seen increases in the number of doctors referred to the GMC. Head of underwriting, Dr Pierre Campbell explains.

What is gross income and what is net income?

If we ask for your gross income we mean your annual pre-tax earnings generated from any non-indemnified medical work you do, whether or not you receive any or all of this.

What is medico-legal work?

Medico-legal work is examinations or reports prepared in the context of actual or potential civil litigation (acting as an expert).

What is the NHS England winter out of hours indemnity scheme?

The winter indemnity scheme is provided by NHS England to support GPs who carry out more out of hours sessions to help address winter pressures.